Since 1976, the Retiree Club has been an active participant
in community, political and Local 876 activities. With over
1,500 members strong, the club has been recognized nationwide as
the largest and most active UFCW retirement club. The club
enjoys monthly meetings, a wide variety of trips, parties
and special events. All 876 retirees are
encouraged to join. Retiree Club meetings are held the first
Wednesday of each month in the 876 Union Hall at 11 a.m.
Please join us.
President - Norm Ruppert
Vice President - Elanor Chapman
Secretary - Joyce Corbeil
Treasurer - Connie Diamond
Board Members - Robert
Abad; Gloria Campau; Robert Chaivre; Ora Jean Ellis;
Sophie George; Virginia Horn; Betty Ireland; Bette Lilly;
Lillian Scancella.
Information to Help You Keep Your Financial House in Order
With the Local 876 Retirement Service Center
When we began in 1982,
we recognized that our top priority must be focused on
helping our clients achieve their personal financial goals.
Our main strategy then and now, is to educate and inform
those who are interested in our services, so they can decide
on their own whether they need our help.
This is the way most
of you became our clients. We never adopted the hard-sale
tactics that are common in the financial service industry.
Instead, we have always used the Financial Lifestyle
Analysis, a financial projections tool that we developed.
This tool allows you to make investment decisions on the
basis of well thought-out, long-term goals, not a sales
pitch.
Using this
philosophy, we have helped our clients make financial
decisions that can withstand the ups and downs of the
market. For more than 20 years, we have advocated the asset
allocation process and the need for hands-on income
planning. Unlike traditional brokers who generate their
sales commission by frequently calling their clients to make
recommendations about buying or selling, we design our
clients' portfolios so that we can accommodate market shifts
with only minor adjustments in the asset allocation.
Although this
strategy works, it may sometimes lead clients to wrongly
conclude that, since we have not called them, we are not
watching their accounts. With a solid long-term strategy,
there is no real need for constantly changing your
investments. Those of you who have been long-time clients
have seen the benefits of this approach.
Our goal is to
provide you with everything you need to help secure your
financial future. I encourage you to contact us whenever you
need information or assistance with your investments or
insurance needs.
The Local 876
Retirement Services Center, located in the UFCW Local 876
building on Horace Brown Drive in Madison Heights, is open
Monday through Thursday, office hours vary. Dates and
times can also be made by appointment. Call the Local 876
Retirement Services Center @ 800-321-6406, ext. 8645.
Cygnet Financial
Freedom House